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Whole life insurance, also known as traditional life insurance, provides permanent death benefit coverage for the life of the insured. In addition to paying a death benefit, whole life insurance also contains a savings component in which cash value may accumulate. Interest accrues at a fixed rate and on a tax-deferred basis.
Benefits Highlights
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As long as you pay your premiums, your death benefit will never expire.
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Your premium payments will never go up.
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By remaining level, these premiums may potentially feel much more affordable over the long run.
With Whole Life Insurance you’re building an asset, cash value that builds in your policy tax-deferred, and The cash value, for example, can play a key role in your retirement and financial planning.
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