POLICY TYPES

S T A R T

The Adventure

PICK THE POLICY THAT FITS YOUR NEEDS

TERM INSURANCE

Is an Affordable Life Insurance Policy that provides Coverage for a defined period of Time. It Guarantees payment of a stated death benefit if the policyholder dies within the Stated Term Period.

UNIVERSAL LIFE INSURANCE

Universal Life Insurance Policies can accumulate interest-bearing funds like a savings account. Policyholders can adjust their premiums and death benefits. Holders paying extra toward their premium receive interest on that excess

WHOLE LIFE INSURANCE

Whole life insurance is a type of permanent life insurance, which means the insured person is covered for the duration of their life as long as premiums are paid on time..It also has the benefit of a Cash Value Account

INDEXED UNIVERSAL LIFE INSURANCE

Indexed Universal Life Insurance is a type of permanent life insurance that offers a cash value, which means it has a cash value component in addition to a death benefit. The money in your cash-value account can earn interest based on a stock market index such as the S&P 500 or the Nasdaq Composite

ANNUITY PROGRAMS

An Annuity is a long-term Investment that is designed to help protect you from the risk of Outliving Your Income. Through Annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last you for the rest of your life